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Lend what you hold.

Low risk, low return, first in line. Token pools borrow what you lend and pay interest; idle assets earn a base rate in one blue-chip lending market per chain — Aave v3 on EVM, Kamino on Solana. You keep your asset: lend SOL, earn SOL. A pool's losses hit its token committers before they ever reach you.

samples Vault, listing and epoch fixtures don't exist yet — every number on this page is a labelled sample, drawn in the exact shape the live feed will fill.
samples Lending feed unavailable. Showing labelled sample vaults so rows and charts stay visible.

Lending markets

Source: sample · display fixture · missing fields show — · ages say "not read yet" until a real read lands

Buttons only sort or filter this display table · no money moves.

MarketChainRateUtilisationTVLRate chart
ETH vault ETHBase
sample — not read yet
sample 37% not read yet
sample 1,204 ETH not read yet
SOL vault SOLSolana
sample 2.96% not read yet
sample 52% not read yet
sample 9,412 SOL not read yet
USDC vault USDCBase
sample 4.21% not read yet
sample 63% not read yet
sample $2.41M not read yet
USDC vault USDCSolana
sample 3.86% not read yet
sample 58% not read yet
sample $1.87M not read yet
USDT vault USDTEthereum
sample 3.40% not read yet
sample — not read yet
sample $4.02M not read yet

Utilisation is the share of vault liquidity lent out. Rates vary with use; the vault configuration defines the curve.

View vault: Base USDC sample

Stablecoins

H
USDC on HyperEVM
sample 71% lent out · TVL $1.12M · share price 1.0097
4.50% sample3.40% interest + 1.10% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample
B
USDC on Base
sample 63% lent out · TVL $2.41M · share price 1.0132
4.21% sample2.90% interest + 1.31% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample
S
USDC on Solana
sample 58% lent out · TVL $1.87M · share price 1.0104
3.86% sample2.64% interest + 1.22% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample
H
USDT on HyperEVM
sample 79% lent out · near the 80% kink · TVL $0.64M · share price 1.0071
4.92% sample3.92% interest + 1.00% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample
S
USDT on Solana
sample 44% lent out · TVL $0.92M · share price 1.0066
3.14% sample1.96% interest + 1.18% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample

The chain's own coin

S
SOL on Solana
sample 52% lent out · TVL 9,412 SOL · share price 1.0089
2.96% sample2.12% interest + 0.84% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample
B
ETH on Base
sample 37% lent out · TVL 1,204 ETH · share price 1.0054
1.92% sample1.21% interest + 0.71% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample
H
HYPE on HyperEVM
sample 8% lent out · mostly idle — earning the base rate · TVL 38,120 HYPE · share price 1.0078
1.30% sample0.38% interest + 0.92% base rate · paid by borrowers · first in linerate now · variable · read 12 s agoSource: bundled lend prototype sample

What is lent against what

AX
AXIS vault B
sample borrows $1.15M USDC on Base · health 0.62 (fraction of borrowing limit used; lower is safer) · you are repaid before committers see a cent
sample 48%
of this vault's lending · sample read 12 s ago · source: lend prototype
GE
GENI vault S
sample borrows 2,140 SOL · health 0.47 (fraction of borrowing limit used; lower is safer) · token exposure shown below
sample 22%
of this vault's lending · sample read 12 s ago · source: lend prototype

Assets and adapters: not read yet. Enable JavaScript to read the fixture.

sample terms · source: lend prototype · read 12 s ago
The terms, before any button

Returns show in the share price, never as a projection. Withdrawals settle once a day at 00:00 UTC; new deposits lock for 4 days. What can go wrong: a crash faster than the keeper can unwind · a contract or bridge bug · a stablecoin depeg.

How it works

Lending here means supplying an asset to a lending vault for that chain and quote asset. Returns come from interest paid by borrowers who use the vault’s liquidity. The loss waterfall explains which losses hit the Token Vault first and when gap risk can reach lenders; contract, bridge and depeg risks also remain. Nothing here moves money yet.

Lenders keep the asset, with no impermanent loss (IL).

What can go wrong

A crash faster than the keeper can unwind · a contract or bridge bug · a stablecoin depeg.

sample — quotes not live yet. Lend stays disabled on sample data, even after acknowledgement. No money moves from this page.

Explore fixture vaults and local read tools

Fixture catalogue only: one example vault per listed chain and quote asset pair, not a live availability list. Balances, rates and read times are not read yet.

Sort the fixture catalogue by chain or asset. Numeric values are not read yet.

Lending vaults: not read yet. Enable JavaScript to explore the fixture screen.

Lend mock readings

Static examples only, never live vault data. Read ages below belong to the bundled fixtures. Each example names its own chain and asset; the utilisation trend is a separate mock series.

Live vault freshness: sample · display fixture · live: not read yet · fixture snapshot

Re-read the local list fixture every 60 seconds (sample).

Automatic reads pause in a background tab.

No reads yet

List fixture: not read yet

No lending vaults read yet

Settled rate readings

Sample data — bundled settled-rate fixture, not a live read.

Sample as of 2026-10-26 12:03 UTC. Each figure is the settled rate recorded for that epoch, shown as read. Readings more than 24 hours before the as-of time read as not read yet. Display only: no forecast.

Settled rate readings by vault and epoch (sample)
VaultEpochRead atSettled rate reading
Solana SOLEpoch 1012026-10-26 12:00 UTC4.2% sample
Solana SOLEpoch 1022026-10-26 12:01 UTC4.4% sample
Solana SOLEpoch 1032026-10-26 12:02 UTC4.1% sample
Solana SOLEpoch 1042026-10-26 12:03 UTC4.3% sample
Base USDCEpoch 1012026-10-26 12:00 UTC3.2% sample
Base USDCEpoch 102not read yetnot read yet
Base USDCEpoch 103not read yetnot read yet
Base USDCEpoch 1042026-10-26 12:03 UTC3.4% sample
Settled rate reading per epoch (sample)Sample data: settled rate reading per epoch, in epoch order. Solana SOL: Epoch 101 4.2%; Epoch 102 4.4%; Epoch 103 4.1%; Epoch 104 4.3%. Base USDC: Epoch 101 3.2%; Epoch 102 not read yet; Epoch 103 not read yet; Epoch 104 3.4%.Solana SOLSolana SOL, Epoch 101: 4.2%Solana SOL, Epoch 102: 4.4%Solana SOL, Epoch 103: 4.1%Solana SOL, Epoch 104: 4.3%Base USDCBase USDC, Epoch 101: 3.2%Base USDC, Epoch 102: not read yetBase USDC, Epoch 103: not read yetBase USDC, Epoch 104: 3.4%
Sample data: settled rate reading per epoch, in epoch order. Solana SOL: Epoch 101 4.2%; Epoch 102 4.4%; Epoch 103 4.1%; Epoch 104 4.3%. Base USDC: Epoch 101 3.2%; Epoch 102 not read yet; Epoch 103 not read yet; Epoch 104 3.4%. Key:
  • Filled dot joined by a line: settled rate read
  • Dashed upright line: read, but the rate is unknown (the line breaks)
  • Hollow ring on the baseline: epoch not read yet
  • Height runs from 0 to the highest read rate in the sample (4.4%)

Utilisation readings

Sample data — bundled utilisation fixture, not a live read.

Sample as of 2026-10-26 12:00 UTC. Utilisation is the share of vault liquidity lent out, one recorded reading per epoch, shown as read. Readings more than 24 hours before the as-of time read as not read yet. Display only: no forecast, and no rate is derived from it.

Utilisation readings by series and epoch (sample)
SeriesEpochRead atUtilisation reading
Fixture series “full”12026-10-26 12:00 UTC40% sample
Fixture series “full”22026-10-26 12:00 UTC55% sample
Fixture series “full”32026-10-26 12:00 UTC72% sample
Fixture series “full”42026-10-26 12:00 UTC80% sample
Fixture series “full”52026-10-26 12:00 UTC88% sample
Fixture series “full”62026-10-26 12:00 UTC76% sample
Fixture series “sparse”12026-10-26 10:00 UTC30% sample
Fixture series “sparse”22026-10-26 11:00 UTC45% sample
Fixture series “sparse”3not read yetnot read yet
Fixture series “sparse”42026-10-26 11:30 UTC66% sample
Fixture series “sparse”52026-10-26 12:00 UTC82% sample
Fixture series “unread”nonenot read yetno readings recorded
Utilisation reading per epoch (sample)Sample data: utilisation reading per epoch, in epoch order, on a 0 to 100 scale; the 80% kink is a reference line only. Fixture series “full”: epoch 1 40%; epoch 2 55%; epoch 3 72%; epoch 4 80%; epoch 5 88%; epoch 6 76%. Fixture series “sparse”: epoch 1 30%; epoch 2 45%; epoch 3 not read yet; epoch 4 66%; epoch 5 82%. Fixture series “unread”: no readings recorded.Fixture series “full”Fixture series “full”, epoch 1: 40%Fixture series “full”, epoch 2: 55%Fixture series “full”, epoch 3: 72%Fixture series “full”, epoch 4: 80%Fixture series “full”, epoch 5: 88%Fixture series “full”, epoch 6: 76%Fixture series “sparse”Fixture series “sparse”, epoch 1: 30%Fixture series “sparse”, epoch 2: 45%Fixture series “sparse”, epoch 3: not read yetFixture series “sparse”, epoch 4: 66%Fixture series “sparse”, epoch 5: 82%Fixture series “unread”No readings recorded
Sample data: utilisation reading per epoch, in epoch order, on a 0 to 100 scale; the 80% kink is a reference line only. Fixture series “full”: epoch 1 40%; epoch 2 55%; epoch 3 72%; epoch 4 80%; epoch 5 88%; epoch 6 76%. Fixture series “sparse”: epoch 1 30%; epoch 2 45%; epoch 3 not read yet; epoch 4 66%; epoch 5 82%. Fixture series “unread”: no readings recorded. Key:
  • Filled dot joined by a line: utilisation read
  • Dashed upright line: read, but utilisation is unknown (the line breaks)
  • Hollow ring on the baseline: epoch not read yet
  • Dotted level line: the 80% kink, reference only
  • Height runs from 0 to 100 in every band

Ethereum · USDC mock vault

sample · display fixture

Lending vault caps

Ethereum · USDC

  • Deposit cap

    The most this vault will hold before new lending pauses.
    5,000,000 USDC ·

  • Currently lent

    How much of the cap is already lent out.
    3,200,000 USDC ·

  • Headroom

    Room left before the deposit cap is reached.
    1,800,000 USDC ·

  • Per-token share cap

    The most of this vault a single token may make up (5% default, 15% for Tier-A majors).
    5% ·

  • Liquid-buffer target

    Share held back liquid for withdrawals.
    20% ·

No share-price readings yet

Capital shares: unknown

Solana mock examples

Solana · USDC settlement: unknown

sample · display fixture

Settled lending rate history

Rate applied in each recorded epoch · fixture snapshot. Gaps are unknown; readings older than 24 hours are hidden.
Rate (%)Epoch 101: 4.2%Epoch 102: 4.4%Epoch 103: 4.1%Epoch 104: 4.3%First epochLast epoch
First reading: Epoch 101 · 4.2% ·
Last reading: Epoch 104 · 4.3% ·
Recorded epochs, in fixture order
EpochSettled rateRead age
Epoch 101 · first4.2%
Epoch 1024.4%
Epoch 1034.1%
Epoch 104 · last4.3%

Mock utilisation series

sample · display fixture

Lending utilisation history

One recorded reading per epoch, plotted as utilisation over time. The 80% kink is a reference line only — this is recorded history, not a forecast, and no rate is derived from utilisation.
Utilisation (%)80% kinke1e2e3e4e5e640%55%72%80%88%76%Epoch
Recorded readings: 6 of 6 epochs; missing epochs stay unknown.
  1. Epoch 1: 40% ·
  2. Epoch 2: 55% ·
  3. Epoch 3: 72% ·
  4. Epoch 4: 80% ·
  5. Epoch 5: 88% ·
  6. Epoch 6: 76% ·
Every point is a recorded reading with its own read age; epochs the fixture lacks render as unknown gaps and are never interpolated across.

Every number says how old it is; a missing one is shown as —, never as zero. Nobody from World will ever ask for your recovery phrase.